Track your investment online. Please refer to your Terms and Conditions for details
on determining the InvestorSure CD Upside Payment.
|
|
|
| Starting Market Value |
October 28, 2009 |
1,042.63 |
| 1st Valuation Date |
January 28, 2010 |
1,084.53 |
| 2nd Valuation Date |
April 28, 2010 |
1,191.36
|
| 3rd Valuation Date |
July 28, 2010 |
|
| 4th Valuation Date |
October 28, 2010 |
|
| 5th Valuation Date |
January 28, 2011 |
|
| 6th Valuation Date |
April 28, 2011 |
|
| 7th Valuation Date |
July 28, 2011 |
|
| 8th Valuation Date |
October 28, 2011 |
|
| 9th Valuation Date |
January 27, 2012 |
|
| 10th Valuation Date |
April 27, 2012 |
|
| 11th Valuation Date |
July 27, 2012 |
|
| 12th Valuation Date |
October 26, 2012 |
|
| 13th Valuation Date |
January 28, 2013 |
|
| 14th Valuation Date |
April 26, 2013 |
|
| 15th Valuation Date |
July 26, 2013 |
|
| 16th Valuation Date |
October 28, 2013 |
|
| 17th Valuation Date |
January 28, 2014 |
|
| 18th Valuation Date |
April 28, 2014 |
|
| 19th Valuation Date |
July 28, 2014 |
|
| Final Valuation Date |
October 28, 2014 |
|
| Maturity Date |
November 1, 2014 |
|
*The Investment Return for the InvestorSure CD is not predetermined at a set rate as
of the Issue Date, but rather is the Market Rate as determined by the Market Measure.
The Investment Return is computed as the difference between the Closing Market Value
("CMV) and the Starting Market Value ("SMV") divided by the Starting Market Value
("SMV") and then multiplied by the Market Participation Factor ("MPF").
The Investment Return is not an annualized rate, but rather the return generated
during the entire term of the CD. The Investment Return can be zero. The Investment
Return is represented by the following equation: MPF * (CMV - SMV) / SMV
The Market Participation Factor for an InvestorSure CD issued will be between 85%
and 100%. The exact Market Participation Factor for each CD issued to date is listed
above.
Starting Market Value. The Starting Market Value is the closing value of the S&P
500 Index three (3) Exchange Business Days prior to the Issue Date.
The Closing Market Value. The Closing Market Value is the arithmetic average of the
closing values of the S&P index on the Valuation Dates. The Valuation Dates are the
Exchange Business Days coinciding with 20 quarterly observations between Issue Date and
the Maturity Date. For example if the day of the month of the Starting Market Value is
January 29, 2008, the Valuation Dates will include each April 29, July 29, October 29
and January 29 between the Starting Market Value Date and the Maturity Date. If the
exact day of the month is not an Exchange Business Day, the Valuation Date that month
is the first preceding Exchange Business Day.