Track your investment online. Please refer to your Terms and Conditions for details
on determining the InvestorSure CD Upside Payment.
|
|
|
| Starting Market Value |
January 29, 2008 |
1,362.30 |
| 1st Valuation Date |
April 29, 2008 |
1,390.94 |
| 2nd Valuation Date |
July 29, 2008 |
1,263.20 |
| 3rd Valuation Date |
October 29, 2008 |
930.09 |
| 4th Valuation Date |
January 29, 2009 |
845.14 |
| 5th Valuation Date |
April 29, 2009 |
873.64 |
| 6th Valuation Date |
July 29, 2009 |
975.15 |
| 7th Valuation Date |
October, 29, 2009 |
1,066.11 |
| 8th Valuation Date |
January 29, 2010 |
1,073.87
|
| 9th Valuation Date |
Apri, 29, 2010 |
1,206.78
|
| 10th Valuation Date |
July 29, 2010 |
|
| 11th Valuation Date |
October, 29, 2010 |
|
| 12th Valuation Date |
January, 28, 2011 |
|
| 13th Valuation Date |
April 29, 2011 |
|
| 14th Valuation Date |
July 29, 2011 |
|
| 15th Valuation Date |
October 28, 2011 |
|
| 16th Valuation Date |
January 27, 2012 |
|
| 17th Valuation Date |
April 27, 2012 |
|
| 18th Valuation Date |
July 27, 2012 |
|
| 19th Valuation Date |
October 29, 2012 |
|
| Final Valuation Date |
January 29, 2013 |
|
| Maturity Date |
February 1, 2013 |
|
*The Investment Return for the InvestorSure CD is not predetermined at a set rate as
of the Issue Date, but rather is the Market Rate as determined by the Market Measure.
The Investment Return is computed as the difference between the Closing Market Value
("CMV) and the Starting Market Value ("SMV") divided by the Starting Market Value
("SMV") and then multiplied by the Market Participation Factor ("MPF").
The Investment Return is not an annualized rate, but rather the return generated
during the entire term of the CD. The Investment Return can be zero. The Investment
Return is represented by the following equation: MPF * (CMV - SMV) / SMV
The Market Participation Factor for an InvestorSure CD issued will be between 85%
and 100%. The exact Market Participation Factor for each CD issued to date is listed
above.
Starting Market Value. The Starting Market Value is the closing value of the S&P
500 Index three (3) Exchange Business Days prior to the Issue Date.
The Closing Market Value. The Closing Market Value is the arithmetic average of the
closing values of the S&P index on the Valuation Dates. The Valuation Dates are the
Exchange Business Days coinciding with 20 quarterly observations between Issue Date and
the Maturity Date. For example if the day of the month of the Starting Market Value is
January 29, 2008, the Valuation Dates will include each April 29, July 29, October 29
and January 29 between the Starting Market Value Date and the Maturity Date. If the
exact day of the month is not an Exchange Business Day, the Valuation Date that month
is the first preceding Exchange Business Day.